As someone who has spent years working alongside generous families across Southwest Iowa, I’ve seen firsthand how deeply people care about their communities. Maintaining and building stronger communities comes from acts of generosity woven into the fabric of our small towns.

But here’s the truth: the opportunity to protect and grow that generosity for future generations is right in front of us.

That’s why I’m inviting you to consider a powerful idea: what if each of us committed just 5% of our estate to our local community?

This is the heart of the 5 for the Future campaign. It’s a simple, intentional way to ensure that what you’ve built in your lifetime continues to support the people and places you love, long after you’re gone.

Why It Matters

Iowa is experiencing a major shift. Family assets—farmland, small businesses, retirement savings—are being passed on to the next generation. But often, that generation no longer lives here. Without thoughtful planning, much of that wealth will leave our towns and counties altogether. 

Over the next 50 years, an estimated $100 billion will transfer between generations in Iowa. If just 5% of that were committed to community endowments, it could create $5 billion to support local causes forever. Keeping some of this wealth in Iowa can ensure a strong future for our communities.

When people think about giving back, they often picture large, one-time donations. But I’ve seen how a consistent, long-term investment—even just five percent—can sustain the services and organizations that keep our communities strong. If a family with $1 million in assets gave 5% ($50,000) to a local community foundation, that endowment could generate around $2,000–$3,000 per year forever (depending on the investment returns and spending policy)—funding critical community needs year after year.

I’ve had conversations with individuals from all walks of life who want to give back, but aren’t sure where to start. That’s where we come in. At the Community Foundations of Southwest Iowa, we walk alongside you—and your financial advisor—to build a plan that reflects your values and creates lasting community impact.

How to Start Your 5% Conversation

Leaving a legacy doesn’t need to be complicated. Here’s what works:

  • Start a conversation with your family about what matters most to you.
  • Talk with your financial advisor or attorney about your estate plans and potential giving opportunities.
  • Reach out to me or our team—we’ll listen, guide you, and help identify local funds and causes that align with your hopes for the future.
  • And if you’re eligible, your gift may qualify for the Endow Iowa Tax Credit, which offers additional tax advantages.

Let’s Make Sure What Matters to You Lasts

This isn’t just about charitable giving—it’s about planting the seeds of generosity so they continue to grow in the places we all call home. I believe in the future of Southwest Iowa, and I believe that by each of us committing just 5%, we can shape that future together.

If you’re ready to talk, I’m here. Let’s explore what your legacy could look like—and what 5% could do for your community.